Franc loans
Legal assistance
Explore the possibilities offered by the current law!
The TURCZA Law Firm of legal advisers offers comprehensive assistance from lawyers who are specialists in representing clients in litigation involving franking (CHF) loans. The extensive experience of our attorneys and legal advisors is based on dozens of cases, each of which has been brought to a final that satisfies the borrowers we represent. Regardless of whether the loan has not yet been repaid or many years have passed since the last installment was transferred, every “franking” borrower has a good chance to cancel the loan agreement and recover the overpaid money.
Termination of the credit agreement
If you have a loan in Swiss francs and are looking for a lawyer to handle your case and help you get rid of the nagging burden. Our attorneys and legal advisors will provide professional support.
Recovery of overpaid interest
The franking loan was paid off some time ago? Nothing prevents you from recovering the overpaid money. Take advantage of the opportunities the law gives you!
Further support
The successful conclusion of the franking case in court is not the end of the matter. Once the loan agreement is invalidated, further steps must also be taken, such as, among others, deleting the mortgage. You can count on our lawyers in this area as well!
Articles on the franking community
Divorce vs. franking lawsuit
CJEU once again helps francophiles
Securing a lawsuit in franking cases
Possibility of reapplying for security in franking cases
CJEU v. banks - another triumph for francophiles
CJEU is about to issue a key ruling on franking credits
CJEU spokesman backed frankovichs in disputes with banks
Franc loans - discussion of the CJEU judgment
Franc loans - discussion of the CJEU judgment
"Unfranking" of the loan agreement - Supreme Court rulings favorable to "Frankovichs"
Our successes
We present a list containing selected judgments and decisions of the courts in franking credits cases. In each of these cases, we represented our clients by providing legal support in the cases until their successful conclusion.
Decision of the District Court in Poznan XIII Zamiejscowy Wydział Cywilny with its seat in Leszno dated 14.11.2023 (file I C 909 /22), defendant bank: Bank Millennium S.A.
Provide security for the claim by suspending the obligation of the francophiles to make principal and interest installments. View document (PDF)
Order of the Court of Appeals in Krakow dated 07.11.2023 (ref. I ACa 1148/22), defendant bank: Bank Millennium S.A.
Provision of security for the lawsuit by suspending the obligation of francophone borrowers to make repayments of principal and interest installments.
Judgment of the District Court in Poznań dated 06.11.2023 (ref. XIII C 921/21/4), defendant bank: Santander Bank Polska S.A.
Establishing the invalidity of the franking agreement and awarding reimbursement of the costs of the process in the amount of PLN 11,834 with interest.
Order of the District Court in Poznań dated 03.11.2023 (ref. I C 1319/22), defendant bank: mBank S.A.
Grant of injunctive relief by withholding the obligation of franking holders to make principal and interest installments.
Order of the District Court in Poznań dated 10/10/2023 (file no. XVIII C 1699/21), defendant bank: PKO BP S.A.
Discontinuance of the proceedings in view of the favorable settlement for the francophiles and reimbursement by the bank of the costs of the lawsuit fee.
Decision of the District Court in Poznań XIII Zamiejscowy Wydział Cywilny with its seat in Leszno dated 02.10.2023 (ref. no. XIII C 431/22/1), defendant bank: Santander Bank Polska S.A.
Provide security for the lawsuit by suspending the obligation of franking holders to make principal and interest installments.
Order of the District Court in Poznań dated 13.09.2023 (file I C 164 /22), the defendant bank: Santander Bank Polska S.A.
To grant security for the claim by suspending the obligation of franking holders to make repayments of principal and interest installments.
Order of the District Court in Poznań dated 05.09.2023 (ref. I C 678/22), defendant bank: Raiffeisen Bank International AG Branch in Poland.
Provision of security for the lawsuit by suspending the obligation of the francophiles to make principal and interest installments.
Judgment of the Regional Court in Konin dated 18.08.2023 (file I C 678/22), defendant bank: Raiffeisen Bank International AG Branch in Poland
Establish the invalidity of the franking agreement and order the defendant to pay the costs of the lawsuit to the plaintiffs.
Order of the District Court in Poznań dated 08.08.2023 (ref. act I C 164 /22), defendant bank: Bank Millennium S.A.
To grant security for the claim by suspending the obligation of the francophiles to make repayments of principal and interest installments.
Order of the District Court in Poznań dated 19.06.2023 (file number XII C 2389/21), the defendant bank: Santander Bank Polska S.A.
Provide security for the lawsuit by suspending the obligation of francophone borrowers to make repayments of principal and interest installments.
Judgment of the District Court in Poznań dated 15.06.2023 (ref. I C 1687/21), defendant bank: Powszechna Kasa Oszczędności Bank Polski S.A.
Establish the invalidity of the franking agreement and order the defendant to pay the costs of the lawsuit in favor of the plaintiffs.
Judgment of the District Court in Poznań of 23.03.2023 (file number XII C 2389/21), defendant bank: Santander Bank Polska S.A.
Establishing the invalidity of the franking agreement and awarding reimbursement of legal costs in the amount of PLN 11,817 with interest.
Judgment of the District Court in Poznań of 28.02.2023 (ref. II Ca 482/22), defendant bank: Raiffeisen Bank International AG Branch in Poland
Dismissing the bank's appeal and awarding a refund of PLN 2,700 plus interest and trial costs.
Judgment of the District Court in Poznań dated 27.02.2023 (file I C 1943/20), defendant bank: Deutsche Bank Polska S.A.
Determining the invalidity of the franking agreement and awarding a refund of PLN 288,278.36 plus interest and awarding a refund of CHF 13,790 plus interest and litigation costs of PLN 11,817 plus statutory interest.
Decision of the District Court in Poznań dated 16.11.2022 (ref. no. XII C 2517/20), defendant bank: Bank BPH S.A.
Discontinuance of the proceedings in view of the favorable settlement for the frankovichs and the bank's return of the agreed claims and the cost of the process.
Judgment of the District Court in Krakow dated 12.05.2022 (ref. I C 2024/21), defendant bank: Bank Millennium S.A.
Determination of the invalidity of the franking agreement and reimbursement by the bank of agreed claims and litigation costs.
Judgment of the District Court in Poznań dated 12/01/2022 (file reference I C 2652/20), defendant bank: Raiffeisen Bank International AG Branch in Poland
Ordering the defendant to pay the plaintiffs the amount of PLN 72,090.02, with statutory interest for delay, and ordering the defendant to pay the plaintiffs the amount of PLN 6,667 as reimbursement of legal costs, with statutory interest for delay.
Order of the District Court in Poznań dated 24.11.2021. (Ref. XVIII C 2405/21), defendant bank: Bank Millennium S.A.
To grant security for the lawsuit by suspending the obligation of francophone borrowers to make repayments of principal and interest installments.
